If you are not regulated by the OCC, then you can skip to the end of this Special Release.
If you are regulated by the OCC, then you need to know the OCC issued Bulletin 2021-35 on August 5, 2021 updating addresses used for the Equal Housing Lender lobby posters, CRA lobby notices for the Western District and Large Banks/Credit Card Banks, and the address used for Adverse Actions, as well as ECOA Notices generated by loan origination systems under Regulation B.
The OCC has given until November 3, 2021 (90 days) to update the content with the new addresses. This also rescinds OCC Bulletin 2011-41.
The new addresses are:
- For Equal Housing Lender lobby posters under the Fair Housing Act:
Office of the Comptroller of the Currency
Customer Assistance Group
P. O. Box 53570
Houston, TX 77052
- For Adverse Actions and ECOA Notices under Regulation B for banks with $10 billion or less in assets:
Office of the Comptroller of the Currency
Customer Assistance Group
P. O. Box 53570
Houston, TX 77052
- For Adverse Actions and ECOA Notices under Regulation B for banks with more than $10 billion in assets:
Consumer Financial Protection Bureau
1700 G St. NW
Washington, DC 20006
The original address provided for the CFPB was PO Box 2900 Clinton, IA 52733-2900 and was different than what is presented in Regulation B, Appendix A-1. TCA had requested clarification but had not heard anything back. A recent check noted the OCC bulletin was updated to the address above which matches Regulation B.
- For CRA lobby notices for banks in the Western District:
Deputy Comptroller
Western District
Office of the Comptroller of the Currency
1050 17th St. Suite 1500
Denver, CO 80265-1050
- For CRA lobby notices for Large Banks and Credit Card Banks (which used to have separate addresses depending on their location):
Deputy Comptroller
Large Bank Supervision
Office of the Comptroller of the Currency
400 7th St. SW
Washington, DC 20219
The two addresses above are the only CRA notice changes observed in the OCC Bulletin, if you are not in the Western District or have a Large Bank classification, no CRA notice changes are necessary.
Here is where non-OCC banks should continue reading.
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